TL;DR Financial independence means having enough investable assets and reliable income sources to cover your living costs without depending on a job. The popular 25-times-expenses rule is a useful starting point based on a 4% initial withdrawal, but it is not a guarantee, especially for someone retiring decades before age...

If an uninsured driver causes a car accident in Tampa, the injured person usually turns first to their own Florida PIP coverage, regardless of fault. PIP may pay limited medical expenses and lost wages if treatment and claim rules are met. If losses exceed PIP, uninsured motorist coverage may apply if purchased. Vehicle repairs usually depend on...